I have pulled out my treasured books on the Depression Era, Spanish Flu, Dust Bowl and both WW’s. These books are a comfort and a warning. Our great grandmothers and grandmothers have seen hard times like we have never known. With modern medicine, sanitations, refrigeration, and government assistance and programs we will probably never suffer as people did during these times.
Right now the stocks are up and down, but up in a way that seems odd for all the people out of work and business’s going under. The housing market is up 21%, also odd with so many out of work and I felt like housing and rent was already beyond normal for any income to take on.
I’m no financial guru or Dave Ramsey, however, in my simple housewife head, I’m thinking we are headed for a disaster that keeps being held at bay with some gum and wire. Stimulas checks, increased employment amounts, moritoriums for renters for almost a year when it ends…but no moritoriums for landlords. I am all for keeping people sheltered but landlords can’t pay banks and mortgages if the rent isn’t paid.
It feels like things are halfway thought out these days. It also feels like fear drives some as with the housing market. Many are trying to flee the cities and paying whatever they must to move to the country.
Things may or may not get tough for a while but then we will turn to green energies, sustainability, and simpler lives and life will brighten up again.
But let’s get to it with the simple, greener living why don’t we? Let’s look to our elders for lessons in thrift, frugality and green living. The great grandmother was an expert at making things last and making do. She was a pro at recycling and repurposing. A dynamo at frugality and the enterprising spirit of growing food and selling her skills to make extra money for the family. These women and men worked hard, hard, hard.
And most things were done by hand. Let us all take a moment to thank our washing machine and vacuum….amen.
I made a Depression Era cake last night with frosting. Here is the link:
I did use oat milk instead of water and it made a big difference. I also made some powdered sugar out of two cups of turbinado sugar and 2 TBSP cornstarch. It turned out powdery and lovely.
I wrote out our budget in my fat notebook, copied the recipe to the cake, and started the process of refinancing both houses before everything goes South.
What does cake have to do with a budget and refinancing Kate? Well, as we talked about in our frugal journey, everything connects and if you want to live well, I mean really well, on a small paycheck and get ahead or at least get things paid effortlessly, you do everything you can to save a penny here, a dollar there and so on.
If we can get both houses refinanced while rates are low it means we can cut the mortgage to 15 years and be done by the ripe age of 65 instead of 80 years old. If I know our budget then I know what we can afford in a mortgage. If I start cooking the simple foods of the Depression Era, I will have even more cash available at the end of the month.
I have a long way to go but the journey is fun and interesting. I study gardening, go to the local nursery, and watch gardening videos. By next year the garden will be something else and every year it will get better and more abundant. Hopefully, my canning skills will improve. This year canning was a 0.
Maybe this will be me next year?